Saving money is a slow and steady process. Ways to save require dedication, hard-work and self-discipline. It becomes little tricky, when it comes to saving money in a relationship. If you are planning something big with your partner, a holiday, a celebration or a wedding, you need some easy ways to save money. The best way to save money is to avoid breaking up! Here’s a guide on How to save Money in a Relationship!

Combining your Finances

The best way to help your finances grow is to combining them. You can open a joint account, especially if you are a married couple . Saving money together becomes all the more easier as you both have an understanding. You may want to invest together.

Segregate your finances

Segregating the finances into Yours and Mine, would give you the much needed independence, and would help you stretch yourself more to save more. You may each have a separate Saving account. Saving money individually is also very important in case you are in an abusive relationship.

Move In Together

Unless you are in a long distance relationship, or are uncertain about your future together, you may decide to move in with your partner. It is an effective way to split bills.

Cut the Credit Card

Rather than using the credit card, pay through your your debit card. Credit cards are too attractive for shopaholics. If you can’t keep your hands off it, cut it and throw it away! Keep them if you must, only for emergencies.

Go for Low-Cost Dates

You need to think of innovative ways to go on inexpensive date. Rather than going for a movie, take you girlfriend/ wife to an art gallery or a museum. Roaming around hand-in-hand is something you’ll enjoy more than eating an expensive meal.

Cook Together at Home

There is no denying that eating out makes a big hole in the pocket. Cooking at home can prove to be very romantic and is a great money saving strategy. Both husband-wife or boyfriend-girlfriend can turn this into a fun-time-together.

Stay within the budget

Make a budget that suits the both of you and work together. Avoid going to shops and malls that are going big on Sale for clothes, rather go to Departmental Stores that give good discounts.

Saving in a Long-Distance-Relationship

This can be tough, because you might be spending a little too much in all that travelling. Opt for airlines or cab company which give you loyalty points. Try and plan your trips in advance. Also if possible, avoid giving expensive gifts and going on dates which are heavy on the pocket, save today, spend together tomorrow.

Keep Realistic Goals

Cut down on your unnecessary expenses only otherwise all this saving and cutting corners can be a little overwhelming. Your savings will be proportional to your earnings.

Be Patient

Working towards a common goal sound exciting but it can often lead to arguments, but that’s okay. Create a budget plan that suits you both, be patient and considerate, after all you both are doing it for Your better future.

Handling finances can often be a touchy issue. If you are having trouble in how to deal with money matters, take relationship advice from someone close to you and your partner. When in love, it often becomes difficult to see how does money affect a relationship, but it does. One needs to be patient and understanding, and saving money together can really strengthen the relationship.

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Published by Swapnil Pandey

Swapnil Pandey is the best selling Indian defence author who has written The Force behind the Forces, Soldier's girl and Love Story of a Commando published by International publishing houses like Penguin random house and Westland Amazon publishers. She is married to an Army Officer and many from her family serve the nation in uniform too. The effortless portrayal of army life comes from this fauji background. Her latest book 'The Force behind the Forces' is based on the real-life stories of Veer Naris and immortal Indian Soldiers. The book is published by International Publishing House Penguin Random House in November 2021. Apart from this non-fiction, she has also written two fictional stories: 'Soldier's Girl' a fiction based on the constant struggle of a Para Special Operative between his call of duty and love life and 'Love Story of a Commando' an endless adventure between an NSG Commando and his beloved published by Mega publishing giant Westland-Amazon. She is also working on her fourth book which she intends to bring forward by 2022. Apart from her illustrious career as an author, she is also a prominent blogger who works in close collaboration with various national and international brands. Since lockdown 2020, she has also started producing motivational and informational videos to add value to the lives of her audiences as a societal influencer. These videos have created a huge impact and have been pivotal in raising various social issues around military families. Being part of the fauji fraternity herself she holds huge respect for men in uniform and since her voice reaches lakhs of people, she considers it her duty to raise awareness about the sacrifices these men and their families make in the line of duty. She believes it is the duty of a nation to not only look after the well being of its soldiers and their families but also honour their memories. The lives of Veer Naris (women whose fauji husbands are immortalised) also occupies a major part of the work and awareness drive. View all posts by Swapnil Pandey